 
 
			We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. Yorktown Financial Group, Inc. created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing*, retirement, estate planning strategies, and wealth preservation.
*Securities and investment advisory services are offered solely through registered representatives and investment adviser representatives of Equity Services, Inc., Member FINRA/SIPC, Broker/Dealer and Registered Investment Adviser, Rose Tree Corporate Center I, 1400 N. Providence Road, Suite 117, Media, Pennsylvania 19063 (610) 891-9700 Yorktown Financial Group, Inc. and all other entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted. Tax advice and accounting services are offered independently of Equity Services, Inc.
Newsletters
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				HOT TOPIC: Moody’s Downgraded U.S. Debt — Does It Matter?On May 16, 2025, Moody’s Ratings downgraded U.S. government debt from its highest rating of Aaa to Aa1. This article looks at the reasons for the downgrade and its potential effects. 
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				Key Retirement and Tax Numbers for 2025This article outlines some important IRS cost-of-living adjustments for 2025. 
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				A Mortgage Recast Is an Alternative to RefinancingWhen a mortgage is recast, the borrower puts money toward the principal balance of a home loan, reducing the monthly payment. 
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				Catch Up for a More Comfortable RetirementOnly a third of U.S. workers age 50 and older feel they are on track to enjoy a comfortable retirement, but there are opportunities to build substantial savings late in a working career. 
Calculators
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        Roth IRA ConversionThis calculator can help you determine whether you should consider converting to a Roth IRA. 
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        Impact of InflationEstimate the future cost of an item based on today’s prices and the rate of inflation you expect. 
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        Tax-Deferred SavingsCompare the potential future value of tax-deferred investments to that of taxable investments. 
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        Life ExpectancyKnowing your likely life expectancy is an important factor in making long-term financial plans. 
 
           
     
         
         
         
         
        