Firm Services

Capital Accumulation Strategies*

Whether you’re saving for a home, preparing for retirement or building an estate to leave to your heirs, proper investment planning requires a long-term investment strategy, a clear understanding of your tolerance for risk and a commitment to following through on recommended strategies. In short, you need a plan that is consistent with your investment objectives, time horizon, and comfort level.

We can help you design – and implement – an investment strategy that will help you pursue your personal and financial goals. We recognize the commitment and responsibility we undertake when we provide investment advice. That’s why we begin by assessing and analyzing your current position and listening attentively to your needs and concerns. Then, drawing upon our experience and the resources available to us, we’ll not only put together an investment strategy designed exclusively for you, we’ll handle all aspects of managing your portfolio to your specifications. Providing a comprehensive array of investment programs and services, including fee-based managed and guided portfolio offerings, and various asset accumulation vehicles, we can help you pursue a wide range of investment objectives.

Providing for Survivors

If you’re like most people, you may not like to think about the financial impact your death could have on the people who depend on you. But making provisions for your spouse, children, business associates and others who would be affected by our premature death is important. Fortunately, it can also be both easy and affordable. We’ll look at your whole financial picture - including any life insurance, assets, pension benefits you may have - and make recommendations that will help ensure the financial security of the people who are important to you.

Estate Planning Strategies**

Many people do a great job of meeting their lifetime financial goals and objectives, but often leave their biggest financial questions unanswered. Who will inherit my estate, and when? How will my heirs pay estate taxes and other final expenses? With proper planning today, you can help ensure that your heirs will have sufficient liquidity to settle your estate in a timely and affordable manner. Working with your other legal and financial advisers, we’ll show you how to take advantage of trusts, charitable giving strategies, and other sophisticated techniques that can help you reduce the amount of taxes your estate will owe, and expedite the distribution of your assets to your heirs.

Business Planning
 

You’ve built a successful business and you’d like to see it continue well into the future. But what happens if you die prematurely, become disabled, or simply decide it’s time to retire? With programs such as buy-sell agreements, key person life insurance, executive bonus, and business succession plans, we can help protect your business today, and ensure its viability tomorrow. Utilizing life insurance and other financial products, we can also help you set up a business continuation plan that will allow for a smooth and orderly transition of the business to another family member, the next generation, or to your associates.